Kiora Gold Purchase Scheme
Enjoy smart savings on your favorite gold jewelry with Kiora's exclusive Monthly Gold Purchase Schemes. Choose from 6-month or 12-month installment plans and receive an attractive bonus on maturity.
GOLDEN SEED (Bonus Scheme)
- 12 Months – 100% Bonus
- 6 Months – 50% Bonus
| Scheme (AED) | 6 Month (Bonus) | Total Value at Maturity | 12 Month (Bonus) | Total Value at Maturity |
|---|---|---|---|---|
| AED 200 | 100 | 1,300 | 200 | 2,600 |
| AED 400 | 200 | 2,600 | 400 | 5,200 |
| AED 500 | 250 | 3,250 | 500 | 6,500 |
| AED 1,000 | 500 | 6,500 | 1,000 | 13,000 |
| AED 2,000 | 1,000 | 13,000 | 2,000 | 26,000 |
Zero Making Plan
- 12-Month Plan
- Applicable for 22K & 24K Jewellery
- Diamond – 50% discount
- Multiple payment allowed
| Scheme (AED) | Month | Total Value at Maturity |
|---|---|---|
| AED 100 | 12 | AED 1,200 |
| AED 200 | 12 | AED 2,400 |
| AED 300 | 12 | AED 3,600 |
| AED 500 | 12 | AED 6,000 |
| AED 1,000 | 12 | AED 12,000 |
Gold Hedging
- Applicable for 22K & 24K Gold
- Monthly 1-time payment only
- Any number of months applicable
- Gold weight will be credited as per rate on the day of payment
| Date | Amount | Gold Rate (22K) | Gold Weight | 24K | 22K |
|---|---|---|---|---|---|
| 01-05-2025 | 500 | 370 | 1.350 | - | Yes |
| 01-06-2025 | 5,000 | 378 | 13.220 | - | Yes |
| 02-07-2025 | 200 | 365 | 0.54 | - | - |
| 01-08-2025 | 1,000 | 359 | 2.850 | - | - |
| 01-09-2025 | 2,000 | 390 | 5.120 | - | - |
| 01-10-2025 | 10,000 | 371 | 26.950 | - | - |
| 03-10-2025 | 7,500 | 368 | 20.380 | - | - |
Terms & Conditions
- Purchasing gold coin and bars are included
- Installment should be uniform for the entire period
- Payments must be made on or before the due date each month
- Gold rate will be applied on the day of purchase, not fixed at enrollment
- No cash refund
- Company decision will be final in case of disputes